Drive away faster, finance smarter.
Hire purchase, contract hire and finance lease for cars, vans, HGVs and full fleets.
Funded clients drive everything from family runarounds to full commercial fleets.
Why choose this product
Cars & light vans
Personal and business contracts on new and used vehicles.
HGV & specialist
Funding for trucks, plant, refrigerated units and more.
Repayment flexibility
Balloon payments, seasonal terms and early settlement options.
Fast, expert decisions
Reviewed promptly by our UK underwriting team.
Tax-efficient
Lease structures that optimise VAT and corporation tax.
Asset secured
Competitive rates because the vehicle secures the loan.
Eligibility
Straightforward criteria, transparent decisions.
- UK resident aged 21+
- Valid UK driving licence (for personal applications)
- Stable income or 12+ months trading (for business)
- Vehicle from a VAT-registered dealer
- Clean credit history preferred — adverse considered
How it works
Three simple steps.
- 1Choose vehicleFind your vehicle from any UK dealer or auction.
- 2Get approvedApply online — fast, expert decisions from our UK team.
- 3Drive awayWe pay the dealer direct and you drive away.
Estimate your repayments.
Indicative figures based on a representative rate of 5.9% APR representative. Final terms confirmed at underwriting.
Apply for Vehicle Loans.
Five minutes is all it takes. A dedicated specialist will review your application and be in touch promptly.
- Soft credit check — no impact on your score
- Encrypted submission, handled under UK GDPR
- A real UK-based specialist, not a call centre
Don't apply alone. Get approved with a specialist.
Two decades of UK lender relationships, your file engineered to approval, and a fully refundable fee if no loan is approved.
No fee on the call. No obligation. Refundable if no loan is approved.