UK business team meeting around a table reviewing growth plans
Business Loans

Capital that fuels your next chapter.

From working capital to expansion funding, our business loans are structured around your cashflow — not a rigid template.

Working with UK SMEs and owner-managed businesses every day.

Why choose this product

Fast decisions

Fast, expert decisions with efficient drawdown once terms are agreed.

£10k – £5m

Facilities sized to your business — secured or unsecured options.

Transparent pricing

No hidden fees. Fixed or variable rates, clearly explained upfront.

FCA regulated

Lending you can trust under UK financial conduct standards.

Flexible repayments

Terms from 6 to 60 months aligned to your revenue cycle.

Dedicated specialist

One point of contact from application through to drawdown.

Eligibility

Straightforward criteria, transparent decisions.

  • UK-registered limited company, LLP or sole trader
  • Trading for at least 12 months
  • Minimum annual turnover of £100,000
  • Director with UK residency
  • No active CCJs over £1,000 in last 12 months

How it works

Three simple steps.

  1. 1
    Apply online
    Complete our 5-minute application — soft search only.
  2. 2
    Indicative offer
    A specialist contacts you promptly with indicative terms.
  3. 3
    Funds released
    Sign digitally and receive funds in as little as 48 hours.
Loan calculator

Estimate your repayments.

Indicative figures based on a representative rate of 6.9% APR representative. Final terms confirmed at underwriting.

£250,000
£10,000£5,000,000
36 months
6 mo60 mo
Estimated monthly payment
£7,708
Representative rate6.9% APR representative
Total repayable£277,483
Total interest£27,483
Apply for £250,000
Application

Apply for Business Loans.

Five minutes is all it takes. A dedicated specialist will review your application and be in touch promptly.

  • Soft credit check — no impact on your score
  • Encrypted submission, handled under UK GDPR
  • A real UK-based specialist, not a call centre
The Westfield specialist process

Don't apply alone. Get approved with a specialist.

Two decades of UK lender relationships, your file engineered to approval, and a fully refundable fee if no loan is approved.

No fee on the call. No obligation. Refundable if no loan is approved.