Money you didn't know you had — recovered.
We locate overpaid tax, dormant bank accounts, forgotten pensions and unclaimed investments. No upfront fees. No win, no fee.
UK taxpayers leave billions of pounds unclaimed every year — overpaid PAYE, expired allowances, dormant savings accounts, old workplace pensions and forgotten investments. Our recovery specialists conduct a full audit of your records with HMRC, UK banks, the Pension Tracing Service and unclaimed asset registers, then return what's rightfully yours.
What we recover
HMRC tax refunds
PAYE overpayments, marriage allowance, work-from-home, uniform and tools, CIS rebates and pension tax relief.
Dormant bank accounts
Tracing accounts inactive for 15+ years through the My Lost Account scheme and direct bank searches.
Lost pensions
Pension Tracing Service support for old workplace and personal pensions you may have forgotten.
Unclaimed investments
Tracing shares, dividends, NS&I products, Premium Bond prizes and matured Child Trust Funds.
Self-assessment review
We re-check up to 4 prior tax years for missed allowances, reliefs and over-declared income.
PPI & packaged account fees
Residual claims and 8% statutory interest where appropriate, handled end-to-end.
Common signs you're owed money.
- You've changed jobs or employers in the past 4 years
- You wear a uniform, use tools, or work from home for your job
- You're married or in a civil partnership and one partner earns under £12,570
- You've held an old bank, building society or NS&I account you no longer access
- You've worked for an employer with a workplace pension you've lost track of
- You've inherited an estate that may include unclaimed shares or dividends
- You're a CIS subcontractor in construction
- You've made personal pension contributions as a higher-rate taxpayer
A simple, transparent process.
- 1Free eligibility checkTell us a little about your work history, accounts and pensions. We complete a no-obligation review.
- 2Authorised searchWith your signed authority we search HMRC records, the BBA/BSA dormant account scheme, the Pension Tracing Service and unclaimed asset registers.
- 3You get paidFunds are paid directly to you. Our fee is only deducted from successful recoveries — never upfront.
No upfront fees. We only get paid when you do — typically 28% + VAT of the amount recovered. Full breakdown shared before you sign anything.
Apply for Tax & Lost Funds Recovery.
Five minutes is all it takes. A dedicated specialist will review your application and be in touch promptly.
- Soft credit check — no impact on your score
- Encrypted submission, handled under UK GDPR
- A real UK-based specialist, not a call centre
Don't apply alone. Get approved with a specialist.
Two decades of UK lender relationships, your file engineered to approval, and a fully refundable fee if no loan is approved.
No fee on the call. No obligation. Refundable if no loan is approved.