These Terms of Use ("Terms") are entered into between Westfield Capital Group ("the Company", "we", "us", "our") and you, the user of this website (the "Website"). By accessing or otherwise using the Website you agree to be bound by these Terms. If you do not accept these Terms in full you must cease use of the Website immediately.
About Us
Westfield Capital Group is a trading style of Westfield Leasing Limited, a company incorporated in England and Wales under company number 4944404 with its registered office at 45 Main Road, Naphill, Buckinghamshire, HP14 4QD. The Company is registered with the Financial Conduct Authority under the Payment Services Regulations 2015 as an Appointed Representative of Westfield Leasing Limited (reference number 717880) for the provision of payment services. The Company is also registered with the Information Commissioner's Office under registration number Z9440577.
Acceptance and Variation of Terms
By using the Website you confirm that you accept these Terms and that you agree to comply with them. The Company reserves the right to amend these Terms at any time by posting the revised Terms on the Website. Continued use of the Website following any such amendment shall constitute acceptance of the revised Terms. You should review these Terms periodically.
Eligibility
The Website and the financial products described on it are intended for users who are at least eighteen (18) years of age and resident in the United Kingdom. Nothing on the Website constitutes an offer or invitation to deal with any person in any jurisdiction in which such offer, invitation or dealing would be unlawful.
Permitted Use
You may use the Website only for lawful purposes. You may not use the Website:
- In any way that breaches any applicable local, national or international law or regulation;
- In any way that is unlawful or fraudulent or has any unlawful or fraudulent purpose or effect;
- For the purpose of harming or attempting to harm minors in any way;
- To send, knowingly receive, upload, download, use or re-use any material which does not comply with these Terms;
- To transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material;
- To knowingly transmit any data, send or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programmes or similar computer code designed to adversely affect the operation of any computer software or hardware.
You agree not to access without authority, interfere with, damage or disrupt any part of the Website, any equipment or network on which the Website is stored, any software used in the provision of the Website, or any equipment or network or software owned or used by any third party.
Information on the Website
The information on the Website is provided for general information purposes only. While the Company endeavours to ensure that the information provided is accurate and up to date, no representation, warranty or undertaking, express or implied, is given as to the accuracy or completeness of the information.
Indicative rates, repayment amounts, fees, terms or eligibility criteria displayed on the Website are illustrative only. They do not constitute an offer of credit and are not binding upon the Company. All applications for credit are subject to underwriting, status and the Company's lending criteria in force at the time of application.
No Financial Advice
Nothing on the Website constitutes investment, tax, legal or other professional advice and should not be relied upon as such. You should obtain independent professional advice before entering into any financial transaction.
Intellectual Property Rights
The Company is the owner or the licensee of all intellectual property rights in the Website and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
You may print one copy and may download extracts of any page from the Website for your personal use. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. The Company's status (and that of any identified contributors) as the authors of content on the Website must always be acknowledged. You must not use any part of the content on the Website for commercial purposes without obtaining a licence to do so from the Company or its licensors.
Trade Marks
"Westfield Capital Group" and the Westfield Capital Group logo are trade marks of the Company. All rights are reserved. Other trade marks displayed on the Website are the property of their respective owners.
Reliance on Information Posted
Commentary and other materials posted on the Website are not intended to amount to advice on which reliance should be placed. The Company therefore disclaims all liability and responsibility arising from any reliance placed on such materials by any visitor to the Website, or by anyone who may be informed of any of its contents.
Linking To and From the Website
You may link to the home page of the Website provided you do so in a way that is fair and legal and does not damage the reputation of the Company or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on the part of the Company where none exists. The Company reserves the right to withdraw linking permission without notice.
Where the Website contains links to other sites and resources provided by third parties, these links are provided for your information only. The Company has no control over the contents of those sites or resources, and accepts no responsibility for them or for any loss or damage that may arise from your use of them.
Limitation of Liability
To the extent permitted by law, the Company excludes all conditions, warranties, representations or other terms which may apply to the Website or any content on it, whether express or implied. The Company will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty or otherwise, even if foreseeable, arising under or in connection with use of, or inability to use, the Website or use of or reliance on any content displayed on the Website.
Nothing in these Terms excludes or limits the Company's liability for death or personal injury arising from the Company's negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under English law.
Viruses and Cyber Security
The Company does not guarantee that the Website will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programmes and platform to access the Website. You should use your own virus protection software.
Privacy and Cookies
The use of personal data submitted via the Website is governed by our Privacy Policy and our Cookie Policy, which are incorporated into these Terms by reference.
Severability
If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid or unenforceable, the remaining provisions of these Terms shall continue in full force and effect.
Entire Agreement
These Terms, together with the documents referred to in them, constitute the entire agreement between you and the Company in relation to your use of the Website and supersede any previous agreement or understanding.
Governing Law and Jurisdiction
These Terms, their subject matter and their formation, are governed by the laws of England and Wales. The courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms or their subject matter or formation, save that the Company retains the right to bring proceedings against you for breach of these Terms in your country of residence or any other relevant country.
Contact
Questions or comments concerning these Terms should be addressed to: Legal Department, Westfield Capital Group, 45 Main Road, Naphill, Buckinghamshire, HP14 4QD; or by email to legal@westfieldcapitalgroup.co.uk.